Terms of Service

1. Acceptance of Terms

Welcome to ClarTax Nigeria. By accessing or using our website and services, you agree to be bound by these Terms of Service and all applicable laws and regulations.

If you do not agree with any of these terms, you are prohibited from using or accessing this site.

These Terms of Service apply to all users of the site, including browsers, customers, and contributors of content.

2. Description of Service

ClarTax Nigeria is an educational platform that provides:

Tax calculators for PAYE, business tax, and other tax obligations
Educational content about Nigerian tax laws and regulations
Tax news, updates, and policy information
Reference guides for bank charges, VAT, and other financial topics

Important: Not Professional Tax Advice

All services provided by ClarTax Nigeria are for educational purposes only. We do not provide professional tax advice, legal advice, or accounting services. For personalized tax guidance, consult a certified tax professional or the Federal Inland Revenue Service (FIRS).

3. Use License

Permission is granted to temporarily access and use the materials on ClarTax Nigeria for personal, non-commercial purposes only. This is the grant of a license, not a transfer of title.

Under this license, you may NOT:

Modify or copy the materials without permission
Use the materials for any commercial purpose
Attempt to decompile or reverse engineer any software on the site
Remove any copyright or proprietary notations from the materials
Transfer the materials to another person or "mirror" the materials on any other server

This license shall automatically terminate if you violate any of these restrictions and may be terminated by ClarTax Nigeria at any time.

4. Accuracy of Information

We make every effort to ensure that the tax information, rates, and calculations on ClarTax Nigeria are accurate and up-to-date. However:

Tax laws and regulations can change frequently
Individual circumstances may affect tax calculations
Errors or omissions may occasionally occur

Always verify tax information with official sources (FIRS) or certified tax professionals before making financial decisions. We are not liable for any decisions made based on information from our platform.

5. Calculator Tools Disclaimer

Our tax calculators are designed to provide estimates based on standard Nigerian tax rates and formulas. However:

• Results are estimates only and should not be considered official tax assessments
• Individual circumstances (bonuses, allowances, deductions) may affect actual tax liability
• We do not store any financial information you enter into our calculators
• Calculator results should be verified with your employer, accountant, or FIRS

We are not responsible for any financial decisions or actions taken based on calculator results.

6. User Conduct

You agree NOT to use ClarTax Nigeria to:

Violate any local, state, national, or international law
Transmit any malicious code, viruses, or harmful software
Harass, abuse, or harm another person
Spam or send unsolicited messages to other users
Interfere with or disrupt the service or servers
Impersonate any person or entity

7. Limitation of Liability

ClarTax Nigeria and its operators, employees, and affiliates shall not be liable for:

• Any direct, indirect, incidental, special, or consequential damages
• Loss of profits, revenue, data, or other intangible losses
• Errors or inaccuracies in content or calculations
• Unauthorized access to or alteration of your transmissions or data
• Any third-party content or conduct on the site

Our service is provided "as is" without warranties of any kind, either express or implied.

8. Third-Party Links

ClarTax Nigeria may contain links to third-party websites (such as FIRS, CBN, or other tax resources). These links are provided for your convenience and reference.

We do not endorse, monitor, or have control over the content of third-party sites. We are not responsible for the practices, policies, or content of these external sites.

9. Modifications to Service

We reserve the right to modify, suspend, or discontinue any part of ClarTax Nigeria at any time without notice. We will not be liable to you or any third party for any modification, suspension, or discontinuance of the service.

10. Changes to Terms

We may revise these Terms of Service at any time without notice. By continuing to use ClarTax Nigeria after changes are posted, you agree to be bound by the revised terms.

We encourage you to review these terms periodically to stay informed of any updates.

11. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the Federal Republic of Nigeria, without regard to its conflict of law provisions.

Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts of Nigeria.